9 January 2013 I’m sitting in NYC waiting on my plane.. thinking about reputation, not only explaining the importance of a “good one” to my 12 and 8 yr old boys, but also thinking about its broader importance in commerce. Where do I have reputations today? Commercial: Bank, Credit Bureaus, Card Issuers, Local Merchants, Employers, … Continue reading »
Posted on January 9, 2013 …
MCX Wallet – QR Codes and Gemalto?
Rumor is MCX is going with a “Starbucks model” QR code payment mechanism. Gemalto is rumored to have won the wallet (… arghh why another one?). There are many Merchant benefits to this approach, primarily it skips the entire bank owned payment network as QR codes are read directly by the ECR (IBM, Micros, Aloha, … Continue reading »